Reasons we’re a lender you can Trust

UK based customer support and UK regulated

We Never Charge Fees

No loan application fees, no admin fees, and no late payment fees. You only ever pay back the amount you agreed upfront.

Living Status

You don’t have to be a homeowner to qualify for a loan, our product is available to tenants and to people living with parents.

Credit Checks

We do not leave any marks on your credit file unless you take out a loan.

Money To Bank Account

If we accept your loan application, money could be in your account the same day.

Representative 49.4% APR

Credit is subject to status and only available to UK mainland residents aged 21 – 70 years old.
Representative example: Amount of credit: £3,000 for 36 months. Interest rate: 49.4% pa (fixed). 36 scheduled monthly payments of £145.78. Total amount payable: £5,248.08. Representative 49.4% APR.
Failure to repay your agreement, as agreed, can have a detrimental impact on your credit file and could make it harder for you to obtain credit in the future.

How our Loans Work

We Offer Unsecured Personal Loans Between £3,000 And £5,000.

Our loans are designed to be paid back in fixed monthly instalments. We only offer unsecured loans, so you don’t need a guarantor or to secure the loan with your house, car or personal belongings. Your monthly repayments are based on a fixed interest rate for the length of the loan. Unlike variable interest rates, you will know exactly how much your repayments will be each month and our products are available to home owners, tenants and people living with parents.

Why Choose Us

  • Affordable Repayments
  • No Arrangement Fees
  • Fixed Interest Rate
  • You Don’t Need A Guarantor
  • You Don’t Need To Be A Homeowner

Credit Is Subject To Status, Available To

  • UK Mainland Residents
  • Between 21 – 70 Years Old
  • Monthly Net Income £1,500+
  • Debit Card Holders

Becoming a Customer

We Are A Direct Lender Working With A Panel Of UK Loan Brokers, Who Are Authorised and Regulated by the UK’s Financial Conduct Authority (FCA).

If you have applied to one of the Loan Brokers above, we may have offered to complete your loan application by re-directing your web browser AZUREmoney personal agreements web page.

If that didn’t happen or your web browser crashed, don’t worry, you will have also received an email and an sms with a secure personalised link to your loan agreement. Clicking that link will direct you back to your loan agreement. You will need to enter your birthday to proceed to your loan agreement and you can complete the loan process by following these steps:


  • Confirm Our Privacy Policy
  • Confirm Your Adequate Explanation
  • Confirm Your SECCI
  • Confirm Email Address and Bank Details
  • Sign Your Contract
  • Confirm Your Loan

Our loan offer emails ONLY come from
Our loan agreement can ONLY be found on
Main website

UK Based Customer Support

1. We’re Fair

Each customer’s personal circumstances are taken into account. We make one attempt to collect each scheduled repayment on the day agreed with our customers. If we’re unsuccessful we will always make contact with the customer to make sure everything is all right. We never charge late repayment fees or additional fees of any kind.

2.  We’re Responsible

We have a dedicated UK Call Centre so you can speak to someone if you need to. We care about our data and make sure our website is safe and secure for you. We check to make sure loan repayment amounts and the frequency of repayments are affordable and manageable for you. We only work with trusted partners to fulfil our business needs, for example; World Pay for card payments and Call Credit for credit checking.

3.  We’re Regulated

We are authorised and regulated by the Financial Conduct Authority (FCA) and we take full accountability in all areas of our business.

4.  Contact Details

Mon-Fri: 09:00 – 17:00
Sat: 11:00 – 15:00

Tel: 0808 1696 200

Click Here For: Frequently Asked Questions

Treating customers fairly is a priority for AZUREmoney. To show our commitment, we are members of the Consumer Credit Trader Association (CCTA).

The CCTA were established in 1891, and they have a long history of working with industry regulators such as the Financial Conduct Authority (FCA).

The CCTA Lending Code sets out good practice standards in consumer lending. The Code aims to provide assurance for Customers with finance from full members, by increasing customer confidence that they are dealing with reputable organisations.

Members must meet the requirements set out in the Code and the CCTA will monitor the organisation’s performance against these standards.

If you would like to know more, visit

AZUREmoney has the following commitments to its customers:

  • To act fairly, reasonably and responsibly in all our dealings with our customers;
  • To ensure that the services and products meet all relevant laws, regulations and Code provisions;
  • Not to discriminate because of race, sex, disability, ethnic background or sexuality;
  • Not to put undue pressure on customers who enter into any agreement with us and to ensure that all suppliers of any services on our behalf do not place undue pressure on customers;
  • To deal with complaints promptly and efficiently to ensure mistakes are corrected, providing customers with all the information they need to make a complaint;
  • To deal with all personal, private and confidential information securely

If You Need Any Other Information, You Will Find Our FAQs Page Has Everything You Need.

Visit FAQs